What is the Richmond Heirs Property Network?
RHPN is a no-cost program serving the Richmond - Petersburg region to help our community members decide their own legacy and get clear title to their homes. We are a network of legal services providers helping those who qualify earn the full, legal rights of homeownership.
Get in touch with the Richmond Heirs Property Network and find out if you qualify for no-cost assistance. Click the Request Help or Contact Us button above to reach out.
RHPN can connect you with no cost legal services to prevent and resolve heirs property.
Do you live in a family home, and have you encountered challenges trying to sell your home, maintain or repair it, pay a mortgage or property taxes on it, or other things that require proving your ownership? You may be facing heirs property.
RHPN can connect you with no cost life planning services, so you can find relief and determine your own legacy.
What is Heirs Property?
In short, heirs property is complicated! “Heirs property” refers to unclear legal ownership of a property.
Heirs properties can be vacant or occupied, well-maintained or falling apart, current on taxes or tax-delinquent: there is not one way that heirs property looks. The risks to people who face heirs property, though, are significant.
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Title companies will not insure a home with an unclear title.
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Most lenders will not approve a home equity loan on collateral that has no proof of ownership.
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Clear title is required to access and receive most home repair grants and loans
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Disaster assistance could be denied due to unclear title
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Unclear ownership of an heirs property prevents the creation and transfer of generational wealth
Heirs property happens most often because a previous owner passed away without a will. This creates multiple owners of a property or “tenants in common.” The surviving owners may not even be named on the deed, live on the property, or be aware they share ownership!
Heirs property can lead to serious challenges for heirs - at worst it can result in forced sales, land grabs, and tax foreclosure – a complete loss of someone’s family home! Is this the legacy you or your family members want?
Richmond Heirs Property Network can help!